How to Identify A Quality Contractor

Home Improvement season is well underway and it’s important to be able to identify a quality contractor. The right home improvement project can help add value to your home and improve quality of life with a more functional space that fits your needs. You want to make sure you have your work taken care of …

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Can you have TMI on PMI?

Here at Carolinas Telco Federal Credit Union, we think the best financial decision is an empowered one, making it impossible to have Too Much Information (TMI) on things that affect your borrowing and finances, like PMI or MIP. So, what is PMI? PMI stands for Private Mortgage Insurance, a type of insurance that protects the …

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The Mythical 20% Rule

A Word of Advice for First-Time Buyers You may have heard about the myth of the 20% for buying homes, but that is all it is: a myth. The myth of the average American placing 20% down on their brand new home stems back to the era directly after the housing crisis when the number …

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New Year’s Eve Traditions Around the World

This year you can celebrate internationally without ever leaving your home! Read about these fun traditions from around the world and see which ones you want to incorporate to ring in the new year! Eat Black-eyed Peas (USA) Eating Black Eyed peas as a part of your New Year’s Eve dinner is believed to usher …

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Holiday Hosting on a Budget

  Hosting for the holidays can be a hectic experience but it doesn’t have to be. Follow these tips to jingle all the way to some festive moments and leave the financial hassle behind.   Figure out your budget: How much can you comfortably spend? Tailor your guest list and plans according to your budget …

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