A Guide to Understanding Buy Now, Pay Later

What is Buy Now, Pay Later?  Buy Now, Pay Later (BNPL) services like Afterpay, Klarna®, and Affirm are growing in popularity, especially among Millennial and Gen Z shoppers. These services allow you to buy items over a set period instead of paying the total upfront. Originally popular in the clothing and beauty industry, the service …

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Military Appreciation Month

  CTFCU will randomly choose one of our current members who has served (or is currently serving) in any branch of the U.S. Armed Forces to receive four (4) of our corporate seat tickets to one of two upcoming Charlotte Knights Baseball games on Thursday, June 1, 2023, or  Tuesday, June 20, 2023. The winner …

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No Purchase Fee Gift Cards

Our Carolinas Telco Federal Credit Union Visa® Gift Cards can be purchased at any branch location and are accepted anywhere Visa® Debit Cards are accepted. You can choose any amount, from $10 – $1,000, and unlike cash, it can be replaced if lost or stolen. Visa® offers Zero Liability* protection, meaning Visa® will cover any …

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Fraud Prevention Series: Amazon Scams

Online shopping is a staple in our daily lives, leading to a new threat for online shoppers lately – Amazon scams. For a lot of us, Amazon is the go-to marketplace for shopping. But, as Amazon usage rises, so do the chances for scammers to take advantage of unsuspecting shoppers. Be vigilant against these Amazon …

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Breaking Down the Mortgage Prequalification Process

Congratulations on starting your journey to making the dream of homeownership a reality! Applying for a mortgage can be daunting, so preparation is vital. Don’t let the steps overwhelm you; knowing what is needed helps you get one step closer to your dream home. Here at Carolinas Telco Federal Credit Union (CTFCU), we recommend that …

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