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With our High Yield Savings account, your savings will work hard, so you don't have to. Our tiered interest rates allow you to earn more interest as your account balances grow. Access your funds with flexibility, with no minimum time requirements. The account is easy to establish and can also be used as overdraft protection for your CTFCU checking account.


Additional Info

• Minimum opening deposit of $100 required
• Minimum Average Daily Balance of $1000 is required to avoid a $15 service fee
• Limited to 6 transactions a month; additional transactions are subject to a $1 fee per transaction.
• ATM Withdrawals and Online Banking Transfers not included in the 6-transaction limit

High Yield Savings Rates

Tier Dividend Rate Annual Percentage yield (APY) Minimum opening deposit Minimum Average Daily Balance to avoid service fee
up to $2,500.00 0.20% 0.20% $100.00 $1,000.00
$2,500.01 to $25,000.00 0.75% 0.75% $100.00 $1,000.00
$25,000.01 to $75,000.00 1.35% 1.36% $100.00 $1,000.00
$75,000.01 to $100,000.00 1.50% 1.51% $100.00 $1,000.00
$100,000.01 or greater 1.75% 1.76% $100.00 $1,000.00

How to Apply

  • Apply Online
  • Stop by your local branch
  • Call us toll-free at 1-800-622-5305
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