No Fee Gift Cards
Race Car loan savings deal
Summer Cornhole board Giveaway 2021
No Fee Gift Cards
Federal American Rescue Plan Act
Registration Video
2021
Back Pack
Drive

We are partnering with organizations across the Carolinas to help support local students.

Learn More
Auto Loan 2021
Speed into Summer Savings!

For a limited time we're offering reduced auto loan rates, and up to 90 days with no payments. Hurry this offer ends July 30!

Apply Now
Summer Giveaway 2021
Summer Fun Giveaway!

During our Summer Auto Loan promotion, three random winners will be chosen to receive a limited edition CTFCU cornhole board set with bean bags included!

Enter Here
Personal Line of Credit
Personal
Line of
Credit

Our Personal Line of Credit gives you the flexibility to borrow when you need it. A great option depending on your borrowing needs, lines of credit have specific advantages.

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Child Tax Credit Advances
Child Tax Credit Advances

Beginning July 15, many families will receive half the total Child Tax Credit as an advance this summer. This means that eligible households will be receiving these advance payments over the next few weeks, either by direct deposit or mail.

Learn More
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Serving the Carolinas Since 1934
Mortgages | Auto Loans | Credit Cards | Checking | Savings

Carolinas Telco Federal Credit Union was originally formed to meet the financial needs of telecommunications workers in North and South Carolina. Our expanded membership charter gives all persons within our service areas the opportunity to apply for credit union membership. We offer exceptional services and products, like auto loans, credit cards, mortgages, savings, and checking accounts.

Become a member

Today's Great Rates

Auto Loans

New and Used Auto Loans as low as

1.70
%
APR

View Auto Rates

Mortgage Loans

as low as

2.53
%
APR

View Mortgage Rates

Share Secured Loan

Up to 24 Months

3.50%
%
APR

View Secured Rates

Bank on Your Time

Learn more about the Online Services available at CTFCU

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Online Banking & Bill Pay

Monitor your accounts and pay bills online anytime. 
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Mobile Banking App

Access and manage your account from anywhere.
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Account Alerts

Choose how and when you are notified of changes to your account.
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CardControl App

Manage debit and credit card usage through your mobile device.
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