National Credit Union Youth Month Giveaway

We're celebrating National Credit Union Youth Month by encouraging our youngest members to build their savings treasure. At the end of April, we'll reward 12 of our "Young Savers" with an account credit up to $250.

What is an Adjustable Rate Mortgage?

Read our newest blog post to learn more about this often misunderstood type of home loan.

New Online & Mobile Banking

We've upgraded our services! We have implemented new core technology for a streamlined web and mobile experience for our members. These changes took place on Monday, March 1. Check out all of our new platforms below!

Explore Your Investment Options

Reach your financial goals by exploring investment options available to you!

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Serving the Carolinas Since 1934
Mortgages | Auto Loans | Credit Cards | Checking | Savings

Carolinas Telco Federal Credit Union was originally formed to meet the financial needs of telecommunications workers in North and South Carolina. Our expanded membership charter gives all persons within our service areas the opportunity to apply for credit union membership. We offer exceptional services and products, like auto loans, credit cards, mortgages, savings, and checking accounts.

Today's Great Rates

Auto Loans

New and Used Auto Loans as low as


Mortgage Loans

as low as


Share Secured Loan

Up to 24 Months


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