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A Loan to Fit Every Lifestyle!

We're offering reduced rates on our personal loans until June 30th!

Black Friday Shopping Guide

Temporary Debit cards are now available for members!

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Rest Assured, Your Deposits are Insured

CTFCU members' deposit accounts are insured by the NCUA for up to $250,000.

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COVID-19 Update

Effective Wednesday, March 18, 2020, all branch lobbies will be closed and will operate on a limited basis.

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Serving Carolinas'
Telecommunications Industry

Carolinas Telco Federal Credit Union is a not-for-profit that has been serving members across the Carolinas since 1934. We are the only credit union in the region solely focused on telecommunications employees and their families. We offer exceptional services and products, like auto loans, credit cards, mortgages, savings, and checking accounts.

Today's Great Rates

Auto Loans

New and Used Auto Loans as low as


Mortgage Loans

as low as


Share Secured Loan

Up to 24 Months


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