High Yield Savings Graphics
NPFGC Winter 2024

CTFCU members can purchase gift cards without a fee, now through December 31. Take advantage of this deal and gift like a pro this holiday season!

Personal Loans Holiday Helper

With rates as low as 7.99% APR on loan amounts up to $35,000, a CTFCU Personal Loan could be your holiday helper this winter!

CD Fall 2024

Our Business Certificate of Deposit (CD) offers rates up to 3.87% APY for a 48-month term. Start with a minimum deposit of $500 and watch your business savings grow!

Business Term Loan 2024

Our Business Term Loans offer competitive rates and flexible terms, making it easy to invest in new opportunities and thrive through the holiday season!

CTFCU Legacy Scholarship

We are awarding TEN individual members with a $1,500 CTFCU Legacy Scholarship. Applications open October 1st!

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Carolinas Telco Federal Credit Union

Serving the Carolinas Since 1934

Carolinas Telco Federal Credit Union (CTFCU) stands as a trusted financial partner dedicated to serving the financial needs of its members in the Carolinas region. At the core of our mission lies a steadfast commitment to providing personalized service and a comprehensive suite of financial products. This includes a variety of solutions for individuals and businesses, backed by an innovative online banking platform, ensuring members have the tools they need for financial success. CTFCU extends its dedication to economic empowerment through a range of deposit products, such as savings accounts and checking accounts, designed to cater to the specific needs of our members, fostering a solid and lasting financial partnership. Join Carolinas Telco Federal Credit Union today for a brighter financial future!

Today's Rates

Auto Loans

Auto Loans as low as

4.25
%
APR

Mortgage Loans

as low as

5.22
%
APR

Share Secured Loan

Up to 24 Months

3.50
%
APR

Member Testimonials

Just opened an account here since my husband has been a member for several years. We received excellent customer service... [They were] knowledgeable, helpful, and extremely patient with our many requests. Took advantage of several services including auto loan refinancing and personal accounts. Everything has been simple and painless. -Sierra S.

Great Interest rates! Friendly bank staff. [They] always [go] above and beyond for our banking needs. -Ashley B. 

CTFCU is amazing to work with! They have made the process of applying for loans easy and are always quick to answer any questions we may have. [They are] SO friendly and knowledgeable! -Julie B. 

I joined Carolina's Telco because my parents and grandparents had used it for years. But it's customer service from staff like yourself that keeps me here! -Deja L. 

Great service, was able to get our car refinanced and a personal. Was straight forward and helpful! -Robert S.

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