TruStage Insurance
2022 ICU Day
International Credit Union Day

Join us on October 20th to celebrate the 84th Annual International Credit Union Day!

2022 ReCreate Your Best Life

Getting out into the great outdoors and hitting the water or open road are some of the ultimate ways to maximize beautiful weather and create fun memories. These vehicles are more than recreation, they allow you to create moments and memories in a life you love.

TruStage Insurance

Protect the things you've worked hard for. Designed for credit union members like you, the TruStage® Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.

CTFCU Legacy Scholarship
2023 Scholarship Opportunities

Submit your application for CTFCU's Legacy Scholarship. The deadline to apply is February 1, 2023.

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Serving the Carolinas Since 1934
Mortgages | Auto Loans | Credit Cards | Checking | Savings

Carolinas Telco Federal Credit Union was originally formed to meet the financial needs of telecommunications workers in North and South Carolina. Our expanded membership charter gives all persons within our service areas the opportunity to apply for credit union membership. We offer exceptional services and products, like auto loans, credit cards, mortgages, savings, and checking accounts.

Today's Great Rates

Auto Loans

Auto Loans as low as

3.24
%
APR

Mortgage Loans

as low as

5.52
%
APR

Share Secured Loan

Up to 24 Months

3.50
%
APR

Member Testimonials

Just opened an account here since my husband has been a member for several years. We received excellent customer service... [They were] knowledgeable, helpful, and extremely patient with our many requests. Took advantage of several services including auto loan refinancing and personal accounts. Everything has been simple and painless. -Sierra S.

Great Interest rates! Friendly bank staff. [They] always [go] above and beyond for our banking needs. -Ashley B. 

CTFCU is amazing to work with! They have made the process of applying for loans easy and are always quick to answer any questions we may have. [They are] SO friendly and knowledgeable! -Julie B. 

I joined Carolina's Telco because my parents and grandparents had used it for years. But it's customer service from staff like yourself that keeps me here! -Deja L. 

Great service, was able to get our car refinanced and a personal. Was straight forward and helpful! -Robert S.

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