Santa Helper Graphics
hands holding phones and logging in
2022 No Fee Gift Cards

CTFCU members can take advantage of this great deal for the holiday season. Now through Dec 31, 2022 - members can purchase Visa gift cards without a fee.

2022 Santa Helper Loan

It's always all hands-on deck to make the Holidays happen. With the festive season just around the corner, count on us to help. Santa Helper loans are available now!

CO-OP ATM

We have partnered with CO-OP ATM Network to bring our members access to more ATMs than ever before! You're never far from your money; CTFCU members now have access to over 30,000+ ATMs.

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Serving the Carolinas Since 1934
Mortgages | Auto Loans | Credit Cards | Checking | Savings

Carolinas Telco Federal Credit Union was originally formed to meet the financial needs of telecommunications workers in North and South Carolina. Our expanded membership charter gives all persons within our service areas the opportunity to apply for credit union membership. We offer exceptional services and products, like auto loans, credit cards, mortgages, savings, and checking accounts.

Today's Great Rates

Auto Loans

Auto Loans as low as

6.00
%
APR

Mortgage Loans

as low as

7.11
%
APR

Share Secured Loan

Up to 24 Months

3.50
%
APR

Member Testimonials

Just opened an account here since my husband has been a member for several years. We received excellent customer service... [They were] knowledgeable, helpful, and extremely patient with our many requests. Took advantage of several services including auto loan refinancing and personal accounts. Everything has been simple and painless. -Sierra S.

Great Interest rates! Friendly bank staff. [They] always [go] above and beyond for our banking needs. -Ashley B. 

CTFCU is amazing to work with! They have made the process of applying for loans easy and are always quick to answer any questions we may have. [They are] SO friendly and knowledgeable! -Julie B. 

I joined Carolina's Telco because my parents and grandparents had used it for years. But it's customer service from staff like yourself that keeps me here! -Deja L. 

Great service, was able to get our car refinanced and a personal. Was straight forward and helpful! -Robert S.

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