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Combine and Kick Back

Transfer higher interest card balances to our Visa® Platinum Credit Cards for 2.49% APR for 13 months. Best of all, we’ll waive your balance transfer fee!

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Totally Awesome Auto Loans

We’re celebrating 85 years with low rates and no payment for 90 days

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We've Got Your Best Interest in Mind

Earn 3.20% APY on a 48-month CD.

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Make Your Dream Home a Reality

With a variety of options to choose from, we are dedicated to helping you make the dream of homeownership a reality

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More Ways to Log In

Did you know that you can now log in to our mobile app using your fingerprint or face?

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Serving Carolinas'
Telecommunications Industry

Carolinas Telco Federal Credit Union is a not-for-profit that has been serving members across the Carolinas since 1934. We are the only credit union in the region solely focused on telecommunications employees and their families. We offer exceptional services and products, like auto loans, credit cards, mortgages, savings, and checking accounts.

Today's Great Rates

Auto Loans

New and Used Auto Loans as low as


Mortgage Loans

as low as


Share Secured Loan

Up to 24 Months


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