0% APR for 13 Months!

Transfer higher interest card balances to our Visa® Platinum Credit Cards for 0% APR for 13 months. Best of all, we’ll waive your balance transfer fee!

Virtual Seminar: “Three Transitions to Retirement”

Register for this no-cost seminar presented by Joe Jaspers, CFP®-Carolinas Telco Capital Advisors, on October 27, 2020 at 6PM EST. This workshop is educational only and is not investment advice. MGA-3013504.1-0320-0422

We're Expanding Our Reach!

Since 1934, CTFCU has proudly served telecommunications workers and their families in the Carolinas. Recently the NCUA issued approval of our new charter, allowing more people to qualify for credit union membership.

2021 Scholarship Opportunities

Application deadline: February 1, 2021

Halloween Fun with Safety in Mind

Celebrating Halloween while maintaining social distance can seem impossible, but CTFCU is here to help! Check out our blog for ways to adapt your spooky events this year.

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Serving the Carolinas Since 1934

Carolinas Telco Federal Credit Union was originally formed to meet the financial needs of telecommunications workers in North and South Carolina. Our expanded membership charter gives all persons within our service areas the opportunity to apply for credit union membership. We offer exceptional services and products, like auto loans, credit cards, mortgages, savings, and checking accounts.

Today's Great Rates

Auto Loans

New and Used Auto Loans as low as


Mortgage Loans

as low as


Share Secured Loan

Up to 24 Months


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