Technology Conversion

All branch offices, the contact center, online banking, mobile banking, and telephone banking will be unavailable from 5:30 p.m. on Friday, February 26 until Monday, March 1 at 12:00 p.m. (noon).

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COVID-19 Update

Effective Tuesday, January 19, 2021, all branch lobbies will be closed. Drive-thru service will be available to members during business hours. Electronic account access and ATMs will be unaffected by this change.

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Find Your Happy Place!

With a variety of options to choose from, Carolinas Telco Federal Credit Union is dedicated to helping you make the dream of homeownership a reality.

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Rates
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Online Banking
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Auto Loans
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Home Loans

Serving the Carolinas Since 1934
Mortgages | Auto Loans | Credit Cards | Checking | Savings

Carolinas Telco Federal Credit Union was originally formed to meet the financial needs of telecommunications workers in North and South Carolina. Our expanded membership charter gives all persons within our service areas the opportunity to apply for credit union membership. We offer exceptional services and products, like auto loans, credit cards, mortgages, savings, and checking accounts.

Become a member

Today's Great Rates

Auto Loans

New and Used Auto Loans as low as

2.75
%
APR

View Auto Rates

Mortgage Loans

as low as

2.53
%
APR

View Mortgage Rates

Share Secured Loan

Up to 24 Months

3.00%
%
APR

View Secured Rates

Bank on Your Time

Learn more about the Online Services available at CTFCU

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Online Banking & Bill Pay

Monitor your accounts and pay bills online anytime. 
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Mobile Banking

Access and manage your account from anywhere.
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E-Alerts

Choose how and when you are notified of changes to your account.
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CardValet

Manage debit and credit card usage through your mobile device.
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