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2022 Auto Loan Campaign
Summer Auto Loan Savings

We have rates as low as 1.74%* APR, and up to 90 days with no payments for new and used vehicles. If your current auto loan is with another lender, let us review your financing terms. If we can't beat your current auto loan payment, we'll pay you $50!

Home Equity Line of Credit
Equity Line
of Credit

If you’ve been working for years to pay off your home, it’s time to let your home return the favor. The equity you've built up can be used as collateral for a Home Equity Line of Credit (HELOC).

Skip A Pay

Need a minute to focus on the back-to-school season? Take the time you need by deferring your existing CTFCU loan payment. We offer Skip-a-Pay for qualified loans.

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Serving the Carolinas Since 1934
Mortgages | Auto Loans | Credit Cards | Checking | Savings

Carolinas Telco Federal Credit Union was originally formed to meet the financial needs of telecommunications workers in North and South Carolina. Our expanded membership charter gives all persons within our service areas the opportunity to apply for credit union membership. We offer exceptional services and products, like auto loans, credit cards, mortgages, savings, and checking accounts.

Today's Great Rates

Auto Loans

New and Used Auto Loans as low as


Mortgage Loans

as low as


Share Secured Loan

Up to 24 Months


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