Personal Loan

For a limited time, Personal Loan rates are as low as 7.99% APR! For more information, view our informational flyer.

A Loan to Fit Every Lifestyle

Are you looking to pay off higher interest debt, consolidate credit cards, make seasonal home repairs, or even go on a dream vacation? A personal loan might be exactly what you need! You can borrow up to $25,000 at competitive rates, with financing terms available up to 60 months.

How To Apply:

Apply Online.
Stop by your local branch office
Call us toll-free at 1-800-622-5305

APPLY NOw!

*Actual personal loan rates, terms, and loan amounts offered are based on a review of qualifying creditworthiness criteria and are subject to approval.

Personal Loan Campaign Disclosures

*Disclosures:
Promotional rates apply to NEW Personal Loans from March 11, 2020 through June 30, 2020. Refinancing of a current Carolinas Telco Federal Credit Union (CTFCU) personal loan balance into a new personal loan is permitted under this promotion. However, the new loan balance must be at least $1,000 more than the current CTFCU personal loan balance to qualify. Members must be in good standing to apply. Actual personal loan rates, terms, and loan amounts offered are based on a review of qualifying credit worthiness criteria and are subject to approval. APR = Annual Percentage Rate. The rates appearing here are accurate as of the effective date: March 11, 2020. All terms and conditions are subject to change without notice. The Annual Percentage Rate you receive may vary, based on certain individual credit worthiness criteria. Currently, our rates range from the rates shown, up to 18.00%. For information regarding the rate you may qualify for, contact the credit union at 1-800-622-5305. All services, such as loans, credit cards, and checking accounts are subject to approval.

General Loan Disclosures

All terms and conditions are subject to change without notice. For online loan requests, we'll contact you within one business day to complete all necessary loan paperwork and to discuss the method for disbursing your funds, if approved. For some loans, we offer the option to sign your loan documents electronically. You must be a current member of Carolinas Telco Federal Credit Union (CTFCU) to be eligible for a loan or credit card. If you have a current CTFCU Visa® Platinum Credit Card and want to switch to the CTFCU Visa® Platinum Low Rate Credit Card, select that credit card on the application. All services including loans, credit cards, and checking accounts are subject to approval. * APR = Annual Percentage Rate. The rates appearing here are accurate as of the effective date: February 27, 2020. All terms and conditions are subject to change without notice. The Annual Percentage Rate you receive may vary, based on certain individual creditworthiness criteria. Currently, our rates range from the rates shown, up to 18.00%. For information regarding the rate you may qualify for, contact the credit union at 1-800-622-5305. All services including loans, credit cards, and checking accounts are subject to approval.

A Loan to Fit Every Lifestyle

How To Apply:

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