Borrowing From Yourself

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With a Share Secured loan, you have the advantage of borrowing against your savings at a great rate while still earning dividends.

You may borrow an amount equal to the balance in your Prime Share account, or other members' Prime Share account (provided they sign the security agreement). The Prime Share account pledged as collateral on the loan may not be withdrawn below the amount of the loan balance.

Share Secured

TermAPR as low as*
Up to 24 months 3.00
25 to 48 months 3.50%
49 to 72 months 4.00%
73 to 84 months 5.00%

Term for Used Vehicle Loans cannot exceed 72 months and are limited to less than 100,000 Miles and 8 Model years old, including the current model year. Vehicles 9-10 years old are considered Extended Age. Vehicles with over 100,000 miles are considered Extended Mileage. See chart below for details.

How to Apply:

  • Apply online
  • Stop by your local branch office
  • Call us toll-free at 1-800-622-5305
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