Borrowing From Yourself

With a Share Secured loan, you have the advantage of borrowing against your savings at a great rate while still earning dividends.

You may borrow an amount equal to the balance in your Prime Share account, or other members' Prime Share account (provided they sign the security agreement). The Prime Share account pledged as collateral on the loan may not be withdrawn below the amount of the loan balance.

Share Secured

Term APR as low as*
Up to 24 months 3.50%
25 to 48 months 4.00%
49 to 72 months 4.50%
73 to 84 months 5.00%

How to Apply:

  • Apply online
  • Stop by your local branch office
  • Call us toll-free at 1-800-622-5305
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