You will receive a disclosure with rates and terms specific to your account when your credit card is opened. This disclosure provides specific details regarding your Visa® Platinum Credit Card including rates, fees, and terms.

~The use of a Secured Visa® Platinum Credit Card is not guaranteed to improve or establish your FICO® score, or guarantee approval for another loan product. Your loan request will be evaluated based on your individual creditworthiness at the time of loan application. The rate and terms will be set based on a review of income, verification of employment, loan-to-value assessment, and other underwriting guidelines. Minimum age required: 21 years, unless financial information has been submitted indicating the member has an independent ability to make the required minimum periodic payments or a signed agreement of a cosigner, guarantor, or joint applicant who is at least 21 years old. Your loan request will be evaluated based on your individual creditworthiness at the time of loan application. Rates and terms will be set based on a review of income, verification of employment, debt to income assessment, and other underwriting guidelines. Currently, our rates range from the rates shown, up to 18.00%. For information regarding the rate you may qualify for, call us at 1-800-622-5305. For new credit card applications, apply online at ctelco.org. For current CTFCU Visa® Platinum Credit Card holders, balance transfer requests can be processed through your card’s online account management portal or by calling 1-800-622-5305. All services including loans, credit cards, and checking accounts are subject to approval.