Credit Cards

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Make the most out of your life! With a CTFCU Credit Card in your back pocket, the possibilities are endless. Dream big and we'll give you the financial flexibility to get you there!

Visa Platinum Credit Card

Credit Card Term APR as low as*
Rewards Option with 2% Cash Back** Terms may vary 14.70%
Low Rate Card Terms may vary 13.70%

Credit Card benefits include:

2% Cash Back Visa® Platinum Credit Card Benefits:
  • Earn 2% Cash Back on eligible purchases
  • Competitive Interest Rates (see chart)
  • No Annual Fee
  • Warranty Manager Service
  • Auto Rental Collision Damage Waiver
  • Travel and Emergency Assistance Services
  • Travel Accident Insurance
  • Balance Transfer Offer:
      • 0% APY* for 9 months
      • 3% transfer fee

(download full benefit disclosures)

Visa® Platinum Low Rate Credit Card Benefits:
  • Competitive Interest Rates (see chart)
  • Credit lines begin at $500
  • No Annual Fee
  • Warranty Manager Service
  • Auto Rental Collision Damage Waiver
  • Travel and Emergency Assistance Services
  • Travel Accident Insurance
  • Balance Transfer Offer:
      • 0% APY* for 9 months
      • 3% transfer fee

(download full benefit disclosures)

Build your credit and be ready to live life to the fullest, sign up today!

New Cardholders:

Apply for a Credit Card!

How to Apply:

  • Apply online
  • Stop by your local branch office
  • Call us toll-free at 1-800-622-5305

Already a Cardholder?

Apply for a Balance Transfer or Limit Increase!

How to Apply:

  • Apply through our Online Banking portal
  • Stop by your local branch office
  • Call us toll-free at 1-800-622-5305
  • Find the Balance Transfer Request Form under the "Transfer & Pay" tab.
  • To apply for a limit increase, use the Credit Card Loan Application under the "Apply For a Loan" section of the "Accounts" tab.

Visa Account Updater

Your CTFCU credit and debit cards are automatically enrolled in this service, at no additional cost to you.

Interested in Debt Protection?

When Debt Protection with Life Plus, your payments or balance may be canceled, up to the policy maximums, in the event of a protected life event. It's just one more way you can look out for the people you love.

Lost or Compromised Card?

Lost, stolen, compromised or unauthorized access on your account- Visa® Platinum Credit Card or Visa® Debit Card
During and after business hours, call 1-800-622-5305.

 

Please be sure to review your credit card agreement upon receipt along with Visa's Zero Liability Policy.

For a copy our card agreement and disclosures visit our disclosures page, call 1-800-622-5305, or visit your local branch.

Due to the potential of fraud on Visa® cards, they offer Visa's Zero Liability Policy*.

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