0% APR for 13 months with no transfer fees!

For a limited time, we’re inviting our qualified members to transfer higher interest card balances to our Visa® Platinum Credit Cards for 0% APR for 13 months (secured credit cards are excluded from this offer). Best of all, we’ll waive your balance transfer fees!

Also, receive unique benefits with our 2% Cash Back, Low Rate, and Secured credit cards, all with NO ANNUAL FEE!

Don’t let this opportunity pass you by - offer ends Dec. 31, 2020.


Ready to apply for a Visa® Platinum Credit Card?

  • Apply online
  • Stop by your local branch office
  • Call us toll-free at 1-800-622-5305

Are you a current CTFCU credit cardholder?

Complete the secure online form to start your application! Log in to online banking, navigate to your credit card account, click on "Services," and then "Balance Transfer".

Visa® Platinum Credit Cards offer:

  • 0.00% APR for 13 months on balance transfers*
  • No annual fee
  • 25-day grace period (average) on purchases
  • Live representatives available 24/7, call 1-800-622-5305
  • EMV chip-enabled cards
  • Enhanced fraud protection
  • Visa® Zero Liability Protection
  • 24/7 fraud monitoring
  • Manage your account online
  • CardValet®

2% Cash Back Visa® Platinum Credit Card

Visa® Platinum Low Rate Credit Card

Visa® Platinum Secured Credit Card

Visa Platinum Cash Back Credit Card

Credit CardTermAPR as low as*
Rewards Option with 2% Cash Back** Terms may vary 10.45%
Low Rate Card Terms may vary 9.45%
Secured Card Terms may vary 17.45%

How to Apply:

  • Apply online
  • Stop by your local branch office
  • Call us toll-free at 1-800-622-5305

Contact us immediately to file disputes or notify us of a lost or stolen card

Lost, stolen, or compromised - Visa® Platinum Credit Card or Visa® Debit Card

During and after business hours, call 1-800-622-5305.

Lost, stolen, or compromised - ATM card

During and after business hours, call 1-800-622-5305.

Other unauthorized access on your account

During and after business hours, call 1-800-622-5305.


Please be sure to review your credit card agreement upon receipt along with Visa's Zero Liability Policy.

For a copy or your agreement here, call 1-800-622-5305, or visit your local branch.

Due to the potential of fraud on Visa®cards, they offer Visa's Zero Liability Policy*.

Close up of hand with card using laptop

Visa Account Updater

Your CTFCU credit and debit cards are automatically enrolled in this service, at no additional cost to you.

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Save time and gain peace of mind knowing you can control the cards in your wallet with the phone in your pocket.

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