Auto Loans

You should be in the driver's seat of your next adventure.

With quality service you can trust and flexible terms, CTFCU can help you purchase your car, truck, or SUV with ease. We offer loan options for new, used, and extended age/mileage vehicles. In addition, we can show you how to turn your car’s equity into cash by refinancing your loan with us! Check out our competitive rates, and submit your application through our convenient online portal. If you’d prefer to discuss your options, call us or stop by your local branch today!

New Auto Loans

Term APR as low as *
12-48 Months 5.74%
60 Months 5.99%
72 Months 6.49%
84 Months 7.33%

Used Auto Loans

Used vehicles must be within 8 model years old, including the current year, with 100,000 miles or less.

Term APR as low as*
12-48 Months 6.34%
60 Months 6.74%
72 Months 7.24%

Extended Age and Mileage Used Auto Loans

Used vehicles that do not exceed 150,000 miles and that meet at least one of the following: 9 to 12 model years old or mileage over 100,000 miles.

Term APR as low as*
12-48 Months 9.20%
60 Months 9.70%

Used vehicles must not exceed 150,000 miles and meet at least one of the following: 9-12 model years old (including current model year) or mileage over 100,000 miles.  All approved loans for 11 and 12 year old vehicles will incur an additional 0.50% APR increase in the interest rate.

Once you're approved, save time and energy with our Auto Buying Service.

Ready to buy your next vehicle? Before heading to the dealer, check with our Auto Buying Service or Enterprise Car Sales, to locate your car, truck, or SUV at a great price.

If you currently have a loan financed elsewhere, contact us for a rate or payment comparison.
Refinance and save, today!

How to Apply:

  • Apply online
  • Stop by your local branch office
  • Call us toll-free at 1-800-622-5305
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