Life never stops moving, and we want to help you keep up. With competitive rates and flexible terms, CTFCU can help with financing that fits you, so you can get back on your path—wherever you need to go.

New and Used Auto Loans

We offer the same rates on both New and Used vehicles (up to 8 model years old), with the exception of 84 month rates, which are reserved for new vehicles only.

TermAPR as low as*
36 Months 2.49%
48 Months 2.49%
60 Months 2.49%
72 Months 2.99%
84 Months (new only) 3.74%

Term for Used Vehicle Loans cannot exceed 72 months and are limited to less than 100,000 Miles and 8 Model years old, including the current model year. Vehicles 9-12 years old are considered Extended Age. Vehicles with over 100,000 miles are considered Extended Mileage. See chart below for details.

Extended Age and Mileage Used Auto Loans

Used vehicles that meet at least one of the following: 9 to 12 model years old and/or over 100,000 miles not to exceed 150,000 miles.

TermAPR as low as*
36 Months 5.75%
48 Months 5.75%
60 Months 6.25%

Used vehicles that meet at least one of the following: 9-12 model years old (including current model year), or over 100,000 miles, not to exceed 150,000 miles. All approved loans for 11 and 12 year old vehicles will incur an additional 0.50% APR increase in the interest rate.

Once you're approved, save time and energy with our Auto Buying Service.

Ready to buy your next vehicle? Before heading to the dealer, check with our Auto Buying Service or Enterprise Car Sales, to locate your car, truck, or SUV at a great price.

If you currently have a loan financed elsewhere, contact us for a rate or payment comparison.
Refinance and save, today!

How to Apply:

  • Apply online
  • Stop by your local branch office
  • Call us toll-free at 1-800-622-5305
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