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How to Join

Carolinas Telco Federal Credit Union (CTFCU) offers membership to those employed in the Telecommunications Industry, within North and South Carolina. When you become a member, your immediate family and household members are also eligible to join. Telecommunications retirees are eligible too!

Click on the "Open an Account" button to begin the process. The online application will be submitted to us electronically. In addition to electronic signing, one of our team members will contact you within 1 business day to finalize any details needed to complete your membership application.

Who is eligible to become a CTFCU Member?

Employees, independent contractors, or self-employed persons, who work regularly within the Telecommunications Services Industry in North Carolina or South Carolina:

  • Telephone Service Providers (Wired & Wireless)
  • Internet, Broadband, and Cable TV providers
  • Manufacturers of Telecommunications Equipment
  • Telecommunications Equipment Installation, Maintenance or Repair providers
  • Retirees of the Telecommunications industry
  • Immediate family and households of current members
  • Telecommunications Related Services- Network Cabling, Fiber Optics, VOIP (Voice over IP), Data Backup Storage Centers, Cloud Communications Services, Installation of Low-voltage telecommunications wiring and components

Immediate family and households of current members:

At CTFCU, when you become a member, your family can also become members.

  • Spouse
  • Parents
  • Grandparents
  • Siblings
  • Children
  • Grandchildren
  • Household Members
  • Includes step, adoptive, and in-law relationships

Completing the Membership Application

Click on the "Open an Account" button to begin the process. You must be at least 13 years old to join online. If you are under 13, visit a branch or call us at 1-800-622-5305, with your parent's or guardian's permission.

Copy of Driver’s License is required.

Please provide your current physical STREET Address for verification purposes.
To fund your account's initial $5.00 deposit, provide your credit card or bank account and routing number in the application. The account's initial $5.00 deposit to open a Prime Share Savings Account is required to maintain your membership.

Member Referral

Were you referred by a co-worker (in the telecommunications industry) or an immediate family member? If so, they may be eligible for our $25 Member Referral*! When the new member opens their account, complete a referral form, available in the branch or print and return the Printable Referral Form to us.

USA PATRIOT ACT - Customer Identification Program


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

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