Mortgage origination fees are as low as 0% through our CTFCU Stimulus Plan. View the list of ways that we are providing assistance to our members.

Couple signing for investment and shaking a handInvestment or Vacation Property

Owning an investment property can offer a number of benefits, such as additional income through rental opportunities and potential tax savings. Having the right mortgage can help maximize your earnings.


  • 10-Year, 15-Year, and 30-Year Fixed Rate Mortgage Options
  • 80% loan-to-value (LTV) or less
  • Private Mortgage Insurance (PMI) or Upfront Mortgage Insurance Premium (UMIP) is not required
  • Min. 640 credit score required
  • No prepayment penalties
  • Primary residences excluded
  • Only properties classified as “single-family” are eligible
  • Interior appraisal required
  • Use to purchase or refinance investment/vacation property

Fixed Rate-Investment/Vacation Property*

Up to 80% of Purchase Price or Appraised Value, Whichever is Less

TermInterest Rate as low as*APR as low as*Downpayment as low as*PMI
10-Year Fixed 3.13% 3.17% 20% None
15-Year Fixed 3.38% 3.43% 20% None
30-Year Fixed 3.88% 3.95% 20% None

To get started, simply click the Apply Now or Prequalification buttons below.

Are you ready to submit your mortgage application?
Do you need assistance in determining how much home you can afford?
Scroll to Top