In addition to the great rates and personalized service you’ve come to expect, CTFCU members can now receive even more benefits through our Member Rewards program. As your financial relationship with us grows, so do your rewards! If you have an active Rewards Checking with direct deposit7 and meet our combined loan/deposit minimums, you can earn loan rate discounts, CD bonus rates, fee waivers, and much more!
How to qualify for your benefits at each relationship level
Relationship Level: PREMIER
Relationship Level: ELITE
Relationship Level: SELECT
Relationship Level: MEMBER
Relationship Level1 | Qualifiers | New Loan Discount2 | New CD Bonus3 | New Mortgage Loan Origination Fee Discount4 | New HELOC Closing Bonus | Paper Statement Fee5 | NSF/Courtesy Pay Fee6 | Check Cashing Fee | Paper Checks | Official Check Fee | Visa Gift Card Fee |
---|---|---|---|---|---|---|---|---|---|---|---|
Premier |
| -0.25% | +0.25% | $250 | $75 | N/A | 3 Refund per Year | Free | 1 Box per Year Free | Free | $1.50 per Card |
Elite |
| -0.10% | +0.10% | $100 | $50 | $1.00 per month | 2 Refunds per Year | Free | 1 Box Free (lifetime) | $1.00 each | $2.00 per Card |
Select |
| None | None | None | None | $2.00 per month | 1 Refund per Year | Free | Regular Cost | $2.00 each | $2.50 per Card |
Member |
| None | None | None | None | $2.00 per Month | None | Free | Regular Cost | $3.00 each | $3.00 per Card |