Flexible Loan Options

Borrow With Us

When life happens, we're here to meet your borrowing needs.

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Auto Loan

Choose from flexible auto loan options designed to fit a wide range of vehicles, whether buying new, used, or refinancing an existing loan. Make use of our Auto Buying Service to get a great price on your next vehicle!

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Mortgages

We offer 10-year, 15-year, or 30-year Mortgages, for home purchases or refinance of an existing loan. Options are available for First-Time Homebuyers and Investment/Vacation Property owners. Tap into your home's available equity through our Home Equity Line of Credit (HELOC).

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Credit Cards

Apply for a Visa Platinum Credit Card to earn 2% Cash Back, or opt for a Low Rate card. Make the switch today with no annual fees, competitive rates, and additional no-cost benefits!

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Personal Loan

A Personal Loan offers competitive rates and predictable payments, making it a practical way to pay off higher debt, consolidate credit cards, cover seasonal home repairs, and more. The application process is simple, quick, and secure, with support available every step of the way.

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Motorcycle, Boat, & ATV

A recreational loan offers flexible terms and competitive rates, making it an easy way to finance motorcycles, boats, RVs, ATVs, and other adventure vehicles so you can get moving with confidence.

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Line of Credit

Apply for a Personal Line of Credit for flexible access to funds whenever needed, with interest charged only on the amount used. It’s a convenient way to stay prepared for unexpected expenses or everyday needs.

 
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Skip A Pay

Need a financial boost? Members can request to skip a monthly payment towards their CTFCU loan, giving their budget a little extra breathing room when it matters most. Some loan types are excluded and fees apply.

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