Borrow With Us

When life happens, we're here to meet your borrowing needs.

women driving car

Auto Loan

Choose from our New and Used Auto Loans for cars up to 8-years old or our Extended Age and Mileage Used Auto Loans for models 9 to 12-years old. Make use of our Auto Buying Service to get a great price on your next vehicle!

Couple in front of new house holding keys

Mortgages

We offer 10-year, 15-year, or 30-year Fixed Rate Mortgages, for home purchases or refinance of an existing loan. Options are available for First-Time Homebuyers and Investment/Vacation Property owners. Tap into up to 90% of your home's available equity through our Home Equity Line of Credit (HELOC).

CC Balance Transfer Image 2 Digital

Credit Cards

Apply for a Visa Platinum Credit Card to earn 2% Cash Back, or opt for a Low Rate card. Make the switch today with no annual fees, competitive rates, and additional no-cost benefits!

Couple working on finances at table

Personal Loan

Borrow up to $25,000 at competitive rates, with financing terms available up to 60 months, to help pay off higher debt, consolidate credit cards, pay off higher-interest debt, consolidate credit cards, make seasonal home repairs, and more.

Holding hands helping each other in the sun

Lend a Hand Loan

Offering maximum terms of 12 months and approval amounts up to $1,500, our Lend a Hand Loan can provide the financing you need when you need it.

Motorcyclist on a road trip with sun and mountains

Motorcycle, Boat, & ATV

Get a loan on your motorcycle, boat, motor home, travel trailer, ATV, or Jet Ski with terms up to 120 months and competitive interest rates.

Couple in home being built with blueprints in hands

Line of Credit

Apply for a Personal Line of Credit with line amounts up to $10,000. Access the line anytime and only pay interest on the amount you use.

 
Dog with holiday hat and cookies on plate on table in front

Santa Helper Loan

Our Santa Helper Loans can help you keep your budget on track for the holidays with amounts from $500 to $1,000, giving you up to 12 months to repay. Applications are only accepted from October 1 through December 31 each year.

 
Son and Father sharing umbrella in rain

Skip A Pay

Need a financial boost? Members can request to skip a monthly payment towards their CTFCU loan! Payments may be deferred twice every rolling 12 months for the duration of the loan. Some loan types are excluded and fees apply.

Scroll to Top