Flexible Loan Options

Borrow With Us

When life happens, we're here to meet your borrowing needs.

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Auto Loan

Choose from our New and Used Auto Loans for cars up to 8-years old or our Extended Age and Mileage Used Auto Loans for models 9 to 12-years old. Make use of our Auto Buying Service to get a great price on your next vehicle!

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We offer 10-year, 15-year, or 30-year Mortgages, for home purchases or refinance of an existing loan. Options are available for First-Time Homebuyers and Investment/Vacation Property owners. Tap into up to 90% of your home's available equity through our Home Equity Line of Credit (HELOC).

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Credit Cards

Apply for a Visa Platinum Credit Card to earn 2% Cash Back, or opt for a Low Rate card. Make the switch today with no annual fees, competitive rates, and additional no-cost benefits!

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Personal Loan

Borrow up to $35,000 at competitive rates, with financing terms available up to 60 months, to help pay off higher debt, consolidate credit cards, pay off higher-interest debt, consolidate credit cards, make seasonal home repairs, and more.

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Lend a Hand Loan

Offering maximum terms of 12 months and approval amounts up to $1,500, our Lend a Hand Loan can provide the financing you need when you need it.

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Motorcycle, Boat, & ATV

Get a loan on your motorcycle, boat, motor home, travel trailer, ATV, or Jet Ski with terms up to 120 months and competitive interest rates.

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Line of Credit

Apply for a Personal Line of Credit with line amounts up to $10,000. Access the line anytime and only pay interest on the amount you use.

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Santa Helper Loan

Our Santa Helper Loans can help you keep your budget on track for the holidays with amounts from $500 to $1,000, giving you up to 12 months to repay. Applications are only accepted from October 1 through December 31 each year.

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Skip A Pay

Need a financial boost? Members can request to skip a monthly payment towards their CTFCU loan! Payments may be deferred twice every rolling 12 months for the duration of the loan. Some loan types are excluded and fees apply.

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