Borrow With Us
When life happens, we're here to meet your borrowing needs.
Choose from our New and Used Auto Loans for cars up to 8-years old or our Extended Age and Mileage Used Auto Loans for models 9 to 12-years old. Make use of our Auto Buying Service to get a great price on your next vehicle!
We offer 10-year, 15-year, or 30-year Fixed Rate Mortgages, for home purchases or refinance of an existing loan. Options are available for First-Time Homebuyers and Investment/Vacation Property owners. Tap into up to 90% of your home's available equity through our Home Equity Line of Credit (HELOC).
Apply for a Visa Platinum Credit Card to earn 2% Cash Back, or opt for a Low Rate card. Make the switch today with no annual fees, competitive rates, and additional no-cost benefits!
Borrow up to $25,000 at competitive rates, with financing terms available up to 60 months, to help pay off higher debt, consolidate credit cards, pay off higher-interest debt, consolidate credit cards, make seasonal home repairs, and more.
Lend a Hand Loan
Offering maximum terms of 12 months and approval amounts up to $1,500, our Lend a Hand Loan can provide the financing you need when you need it.
Motorcycle, Boat, & ATV
Get a loan on your motorcycle, boat, motor home, travel trailer, ATV, or Jet Ski with terms up to 120 months and competitive interest rates.
Line of Credit
Apply for a Personal Line of Credit with line amounts up to $10,000. Access the line anytime and only pay interest on the amount you use.
Santa Helper Loan
Our Santa Helper Loans can help you keep your budget on track for the holidays with amounts from $500 to $1,000, giving you up to 12 months to repay. Applications are only accepted from October 1 through December 31 each year.
Skip A Pay
Need a financial boost? Members can request to skip a monthly payment towards their CTFCU loan! Payments may be deferred twice every rolling 12 months for the duration of the loan. Some loan types are excluded and fees apply.