Carolinas Telco Federal Credit Union (CTFCU) has been serving members across the Carolinas since 1934. We are the only credit union in the region solely focused on the telecommunications industry in both North and South Carolina. Throughout the years, our credit union’s charter has expanded to serve those employed in (and retired from) telephone, wireless, internet services, and just about any other area of the telecommunications industry. Many of our members work in sales, manufacturing, repair, and installation of equipment that serves the industry.

As banks and other credit unions have struggled to be all things to all people, CTFCU has continued to exclusively serve Carolinas' telecommunications workers, retirees, and their families with exceptional products and services.

How to Join

To join, we require a completed membership application along with an initial $5.00 minimum savings deposit.  Once your membership is approved, we encourage you to apply for any of our accounts, loan products, or other services.

Telephone Numbers

  • Member Service Hotline - Available 8:00 a.m. to 9:00 p.m. EST on business days: 1-800-622-5305
  • Administrative Office: 1-704-391-5600 or 1-800-432-6110
  • Administrative Office Fax: 1-704-391-5648
  • Telco Teller (Audio Response System): 1-704-394-2010 or 1-800-448-3526
  • Branch Locations and Hours
  • Administrative Office Mailing Address:
    Carolinas Telco Federal Credit Union
    P.O. Box 668467
    Charlotte, NC 28266-8467
  • Loan Payments and Deposits:
    Carolinas Telco Federal Credit Union
    4940 Centre Pointe Dr. Suite A
    North Charleston, SC 29418-6927
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