A Personal Line of Credit to Meet Your Needs
Our Personal Line of Credit gives you the flexibility to borrow when you need it. We offer line amounts ranging from $500 to $10,000. A great option depending on your borrowing needs, lines of credit have specific advantages. While you may have a line of credit for up to $10,000, interest only accrues on the amount you’ve drawn.
Additionally, a personal line of credit allows you to receive the funds in allotments, whereas a personal loan is a lump sum delivered at once. These funds are often used to repay debt. This product can be used to consolidate higher-interest debt, pay for an emergency expense, finance a home renovation project, or even help you avoid overdraft fees on your CTFCU checking account. You decide how best to use your funds while feeling confident that you’re getting a competitive rate.
|Loan||Term||APR as low as*|
|Line of Credit||Terms may vary||12.25%|
|Santa Helper||Terms may vary||12.25%|
|Personal Loan||Terms may vary||12.00%|
|Lend A Hand Loan||Terms may vary||18.00%|
How to Apply:
- Apply Online.
- Stop by your Local branch office
- Call us toll-free at 1-800-622-5305