A Personal Line of Credit to Meet Your Needs
Our Personal Line of Credit gives you the flexibility to borrow when you need it. We offer line amounts ranging from $0 to $25,000. A great option depending on your borrowing needs, lines of credit have specific advantages. While you may have a line of credit for up to $25,000, interest only accrues on the amount you’ve drawn.
Additionally, a personal line of credit allows you to receive the funds in allotments, whereas a personal loan is a lump sum delivered at once. These funds are often used to repay debt. This product can be used to consolidate higher-interest debt, pay for an emergency expense, finance a home renovation project, or even help you avoid overdraft fees on your CTFCU checking account. You decide how best to use your funds while feeling confident that you’re getting a competitive rate.
Line of Credit
| Term | APR as low as* |
|---|---|
| Terms may vary | 7.25% - 11.25% |
*Annual Percentage Rate (APR) is determined by the amount borrowed.
How to Apply:
- Apply Online.
- Stop by your Local branch office
- Call us toll-free at 1-800-622-5305
Interested in Debt Protection?
With Debt Protection with Life Plus, your loan payments or balance may be canceled, up to the policy maximums, in the event of a protected life event. It's just one more way you can look out for the people you love.