Line of Credit

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A Personal Line of Credit to Meet Your Needs

Our Personal Line of Credit gives you the flexibility to borrow when you need it. We offer line amounts ranging from $500 to $10,000. A great option depending on your borrowing needs, lines of credit have specific advantages. While you may have a line of credit for up to $10,000, interest only accrues on the amount you’ve drawn.

Additionally, a personal line of credit allows you to receive the funds in allotments, whereas a personal loan is a lump sum delivered at once. These funds are often used to repay debt. This product can be used to consolidate higher-interest debt, pay for an emergency expense, finance a home renovation project, or even help you avoid overdraft fees on your CTFCU checking account. You decide how best to use your funds while feeling confident that you’re getting a competitive rate.

Other Loans

Loan Term APR as low as*
Line of Credit Terms may vary 10.85%
Santa Helper Terms may vary 10.85%
Personal Loan Terms may vary 8.99%
Lend A Hand Loan Terms may vary 18.00%

How to Apply:

  • Apply Online.
  • Stop by your Local branch office
  • Call us toll-free at 1-800-622-5305

Interested in Debt Protection?

With Debt Protection with Life Plus, your loan payments or balance may be canceled, up to the policy maximums, in the event of a protected life event. It's just one more way you can look out for the people you love.

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