Loan Insurance Products

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1. What is MEMBER’S CHOICE® Credit Disability and Credit Life Insurance?
It’s a way to help protect your loan. There’s no way to predict an injury, illness or your unexpected death, but you can take steps along the way to make sure your family is provided for if the unforeseen were to happen. MEMBER’S CHOICE Credit Disability and Credit Life Insurance may help to pay your loan so you or your loved ones don’t have to.*

2. How Does It Work?
The premium is included in your monthly loan payment. If you have a balance on your loan and are totally disabled due to a covered injury or illness or in the event of your unexpected death, MEMBER’S CHOICE Credit Disability and Credit Life Insurance may help.*

You won’t receive extra bills or statements; everything is included in your monthly payment. Cancel your coverage at any time if you change your mind. If coverage is canceled within the first 30 days you will receive a full refund.

3. Why Is It Valuable?
You and your family won’t have to make loan payments if you’re totally disabled due to covered injury or illness. It will help pay your loan until you’re fully recovered, or in the event of your unexpected death, it may pay off the loan.

*Up to your policy maximums; per terms and conditions and exclusions on your Credit Insurance Certificate.
Be sure to read the Credit Insurance Application and Credit Insurance Certificate which will explain the exact terms, conditions, and exclusions of the policy.
Only a licensed insurance agent may provide consultation on your insurance needs. This is a voluntary insurance product. Your financing outcome is not based on your selection of this product. Claims may be filed by contacting your credit union.
MEMBER’S CHOICE® Credit Disability and Credit Life Insurance are underwritten by CMFG Life Insurance Company.
OMS#: IM3203 ¦ MARKETING#:CDCL-1210-3900

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