Savings Rates

Deposit Rates and Fees: Truth-in-Savings (TISA)

High Yield Savings Rates

Tier Dividend Rate Annual Percentage yield (APY) Minimum opening deposit Minimum Average Daily Balance to avoid service fee
up to $2,500.00 0.45% 0.45% $100.00 $1,000.00
$2,500.01 to $25,000.00 1.00% 1.00% $100.00 $1,000.00
$25,000.01 to $75,000.00 1.60% 1.61% $100.00 $1,000.00
$75,000.01 to $100,000.00 1.75% 1.76% $100.00 $1,000.00
$100,000.01 or greater 2.00% 2.02% $100.00 $1,000.00

Savings Rates

Account Type Dividend Rate Annual Percentage yield (APY) Minimum Opening Deposit Minimum balance to avoid a service fee Minimum balance to earn the stated APY Account limitations
Prime Share Savings 0.20% 0.20% $5.00 $5.00 $5.00 N/A
Special Savings 0.20% 0.20% $- $- $- N/A
Vacation Savings 0.35% 0.35% $- $- $- N/A
Christmas Club 0.35% 0.35% $- $- $200.00 Account Withdrawal Limitations Apply
IRA Savings 0.45% 0.45% $50.00 $- $- N/A
Health Savings 0.70% 0.71% $- $- $- N/A
Estate Savings 0.35% 0.35% $5.00 $5.00 $5.00 N/A
Trust Savings 0.35% 0.35% $100.00 $- $- N/A

Checking Rates

Account Type Dividend Rate Annual Percentage yield (APY) Minimum Opening Deposit Minimum balance to avoid a service fee Minimum balance to earn the stated APY Account limitations
Checking 0.20% 0.20% $- $- $- N/A
Rewards Checking (0-$15,000.00) 2.50% 2.51% $- $2,500.00 $- N/A
Rewards Checking ($15,000.01+) 0.20% 0.20% $- $2,500.00 $- N/A

Certificate Rates

Term Dividend Rate Annual Percentage yield (APY) Minimum Opening Deposit
6 month 3.50% 3.55% $500.00
12 month 4.00% 4.07% $500.00
24 month 4.25% 4.34% $500.00
36 month 3.80% 3.87% $500.00
48 month 3.90% 3.98% $500.00
Term Dividend Rate Annual Percentage yield (APY) Minimum Opening Deposit
6 month 3.60% 3.65% $500.00
12 month 4.10% 4.18% $500.00
24 month 4.35% 4.44% $500.00
36 month 3.90% 3.97% $500.00
48 month 4.00% 4.08% $500.00

The rates, fees, and terms applicable to your account at the Credit Union are provided in this Truth-in-Savings Disclosure. We may offer other rates for these accounts from time to time. Effective Date: February 21, 2024.

If you wish to request a copy of the TISA Disclosure or need additional information, please call 1-800-622-5305. Rates are subject to change without notice. Fees may reduce the earnings on some accounts.

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