Vacation Savings

Vacation Savings Account

Taking a vacation is usually high on most people’s priority list, while actually saving the necessary funds can be a challenge. That's why we created a Vacation Savings account!

We want to give our members a separate place to save for that unforgettable trip. You can open this account at any point during the year and withdraw funds whenever you wish, without penalty. Funding options included direct deposit, payroll deduction, an online transfer from another Carolinas Telco FCU account, or by making a counter deposit at any branch location. Start your account today, so that you can watch your savings grow while planning your next adventure!

Don't wait, start your Vacation Savings account, today.
For additional questions regarding this account, please visit one of our branches or call 1-800-622-5305.

Couple snorkeling

APY = Annual Percentage Yield. The rates appearing here are accurate as of the effective date: January 17, 2020. If you have any questions or wish to request a Rate and Fee Sheet with terms and additional information, please call the Credit Union at 1-704-391-5600 or 1-800-622-5305. Rates are subject to change without notice. Fees may reduce the earnings on some accounts. All services, such as loans, credit cards and checking accounts, are subject to approval.

** Reward Rates - 2.02% APY (Annual Percentage Yield) is paid on balances between $0.00 to $20,000.00 and 0.10% APY is paid on all amounts of $20,000.01 and above, each cycle that the minimum qualifications are met. Up to $25.00 in ATM Fees will be refunded each cycle that qualifications are met. If you do not meet the qualifications per cycle, your account will still function as a free checking account earning Base Rate 0.10% APY; however, it will not receive ATM fee refunds for that time period. We may change the interest rate and APY at any time after the account is opened. No minimum balance required. No monthly service charge. The qualification cycle is approximately one month long, but begins on the last business day of the previous month and goes through the second to the last business day of the current month. Eligible transactions must post during the qualification cycle in order to receive credit. Only one Rewards Checking Account may be opened per member, and any additional checking accounts will be opened as standard Share Draft Accounts.

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