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Now you can access your cash, surcharge-free at more ATMs than ever! CTFCU members now have access to 30,000+ ATMs through the CO-OP Network. So whether you’re across town or far from home for work or pleasure, you’re never far from your money.

  • CTFCU members can make cash withdrawals, inquiries, and account transfers at participating CO-OP ATMs (Deposits are excluded) *
  • Use surcharge-free ATMs at places like 7-Eleven®, Costco®, and Publix®
  • Never pay a surcharge at participating CO-OP ATMs
  • Find a machine in all 50 states using the convenient ATM locator tool.

Find a surcharge-free ATM right now at or call 1-888-SITE-CO-OP.

* Note: Carolinas Telco Federal Credit Union (CTFCU) does not participate in CO-OP Shared Branching. Also, members are not permitted to make deposits into CTFCU accounts when using a CO-OP ATM that is not also a branded CTFCU machine.


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