Christmas Club

Plan Ahead for Christmas by Opening a Christmas Club Account!

This account is a great way to help you save for the holidays and year-end expenses. You won't be tempted to dip into your Christmas Club Savings Account because there's a penalty for early withdrawal.*

In the first week of November, all funds in your Christmas Club account are transferred to the account of your choice, either your Prime Share Savings Account or Share Draft (Checking), right in time for the holidays. This account can opened at anytime.

Tips on Saving

  • Set up a scheduled transfer to encourage savings throughout the year.
  • Choose an incremental savings amount that works with your budget, to help keep you on track towards your savings goals.
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APY = Annual Percentage Yield. The rates appearing here are accurate as of the effective date: August 6, 2019. If you have any questions or wish to request a Rate and Fee Sheet with terms and additional information, please call the Credit Union at 1-704-391-5600 or 1-800-622-5305. Rates are subject to change without notice. Fees may reduce the earnings on some accounts. All services, such as loans, credit cards and checking accounts, are subject to approval. 

* Penalty for early withdrawal is automatic closure of the account. Funds will be transferred from the Christmas Club account to your specified Share account. Early withdrawal accounts are not eligible for re-open until after the original disbursal date at the beginning of November.

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