Loans

Breaking Down the Mortgage Prequalification Process

Mar 15, 2023
Congratulations on starting your journey to making the dream of homeownership a reality! Applying for a mortgage can be daunting, so preparation is vital. Don’t let the steps overwhelm you; knowing what is needed helps you get one step closer to your dream home. Here at Carolinas Telco Federal Credit Union (CTFCU), we recommend that […]

A Mini-Guide to Refinancing Auto Loans

Jun 6, 2022
Refinancing your vehicle means taking on a new loan to pay off the balance on your existing auto loan, which can lead to significant savings in the long run.   Here at Carolinas Telco Federal Credit Union (CTFCU), we aim to empower members with the knowledge they need to make intelligent decisions that enhance their […]

Boat Buying Guide: How to Buy a Boat and Apply for a Boat Loan

Jul 29, 2021
  There are few things better than enjoying being out on the open water during a bright summer day. With so many options in boat types and configurations, it can be challenging to decide on what’s right for you. We’ve decided to break down the possibilities, from watersports to sailing the ocean waves or pleasantly […]

Motorcycle Guide: Types of Motorcycles and Financing Blog

Jul 29, 2021
  Is the open road calling your name? With beautiful weather and the turning of the leaves fast approaching, purchasing a motorcycle is the perfect choice to get the most out of a scenic drive. When it comes to motorcycles and exploring the open road, you have several options. What are the Different Types of […]

Why Finance a Car at a Credit Union?

Jul 26, 2021
  When shopping for a new set of wheels, your first stop should be right here, at Carolinas Telco Federal Credit Union (CTFCU). Financing with your credit union can give you a lower rate, a more straightforward loan application, and other benefits.   What is it like financing at a Credit Union? Financing an auto […]

Auto Loans: How do they work and how do I get one?

Jun 8, 2021
  So, you want to buy a car but aren’t sure where to start? Well, this guide is for you! An excellent first step is figuring whether you wish to purchase a car, truck, or SUV. Will you be looking to move a lot of cargo? Or maybe you want to take regular road trips, […]

What is a HELOC (Home Equity Line of Credit)?

May 4, 2021
A Home Equity Line of Credit (HELOC) is a popular way to take advantage of the equity a homeowner has in their house in order to accomplish some financial goals. With interest rates still at historic lows, repayment under this method could be more affordable than other loan types. Let’s take a look at a […]

Adjustable Rate Mortgage Explained

Apr 1, 2021
  Whether you are a first time home buyer or looking to move into your next dream house, getting the right mortgage is crucial to helping you accomplish your goals. While there are many home financing options available on the market today, let’s take a look at the popular adjustable rate mortgage and how it […]

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