No Fee Gift Cards
National Military Appreciation Month Giveaway
National Military Appreciation Giveaway

If you are a current CTFCU member who has also served in any branch of the U.S. Armed Forces, enter for your chance to win four (4) tickets to an upcoming Charlotte Knights baseball game!

2022 Consumer Loans
Consumer Loans

Create financial flexibility for yourself, for those moments big and small at every stage of life.

Skip A Pay
Summer is just a skip away!

With Skip-A-Pay you can defer existing loan payments on qualified loans. Give yourself a vacation from loan payments today!

Relationship Pricing

Your relationship matters to us. CTFCU members can now receive even more benefits through our Relationship Pricing program!

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Serving the Carolinas Since 1934
Mortgages | Auto Loans | Credit Cards | Checking | Savings

Carolinas Telco Federal Credit Union was originally formed to meet the financial needs of telecommunications workers in North and South Carolina. Our expanded membership charter gives all persons within our service areas the opportunity to apply for credit union membership. We offer exceptional services and products, like auto loans, credit cards, mortgages, savings, and checking accounts.

Today's Great Rates

Auto Loans

New and Used Auto Loans as low as

2.49
%
APR

Mortgage Loans

as low as

4.60
%
APR

Share Secured Loan

Up to 24 Months

3.50
%
APR

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