Treasure chest in ocean illustration


We’re celebrating National Credit Union Youth Month by helping our “Young Savers” build their treasure. We will randomly select twelve (12) winners to receive prizes ranging from $50 up to $250, in the form of a savings account deposit. Follow the instructions below for your chance to win.



  1. Have an active CTFCU savings in your child’s name, or open an account for them.
  2. Maintain a balance of at least $25 in the savings account.
  3. After April 30: Check your savings account balance to see if you are a winner!

Promotion ends on April 30, 2021.


Official Rules and Disclosure


To celebrate National Credit Union Youth Month and encourage our youngest members to establish positive savings habits, Carolinas Telco Federal Credit Union (CTFCU) will be giving away the following prizes to randomly selected “Young Savers” who meet the eligibility requirements.


Eligibility and How to Enter: Giveaway (the “Giveaway”) is only open to those whose Parents or Guardians complete the following actions:

  1. Have an active CTFCU “Prime Share” savings account in your Young Savers’ name or open a savings account for them by April 30, 2021. A “Young Saver” is a CTFCU member age 17 years or younger with an active savings account meeting this promotion’s criteria by April 30, 2021, at 5 p.m.
  2. Maintain a Prime Share savings account balance (in the name of your “Young Saver”) of at least $25 by April 30, 2021.
  3. This account and any related joint accounts (with the parent or guardian) must meet the requirements of an active CTFCU membership and be maintained in “good standing.” A CTFCU member is considered in good standing when they meet the following: 1) Account is not currently in “dormant” status, 2) No negative shares ten days or longer, 3) No more than ten days delinquent on any loan, 4) No unpaid charge-offs with CTFCU, 5) Not currently in bankruptcy. A member may not engage in fraudulent activity to win a Youth Month 2021 Giveaway Prize.

The Giveaway is subject to all applicable federal, state, and local laws and regulations. Void where prohibited.


Promotional Period: The promotional period starts on April 1, 2021, and ends on April 30, 2021, at 5:00 p.m.


Winner Selection: Winners will be selected from current CTFCU members meeting the requirements outlined in the “Eligibility and How to Enter” section of these official rules. Winners will not need to be present to win. Winners of the Giveaway will be selected in a random drawing under the supervision of the Sponsor at the conclusion of the campaign.


Prizes: CTFCU will randomly select twelve (12) youth accounts meeting the stated giveaway criteria and distribute the following prizes in the form of a credit (deposit) to the chosen winners’ savings account.

  • $250- one winner selected
  • $100- four winners selected
  • $50- seven winners selected


Odds: The odds of winning depend on the number of active CTFCU savings accounts for Young Savers at the conclusion of the contest.


Agreement to Rules: If your Young Saver’s account is chosen as a winner, you agree to be fully and unconditionally bound by these Official Giveaway Rules, and you represent and warrant that you meet the eligibility requirements set forth herein. In addition, you agree to accept the decisions of CTFCU as final and binding.


Prize Distribution: For chosen winners meeting the giveaway criteria, the awarded prize will be deposited into the “Young Savers” account with a description of “Youth Month 2021”.


Terms: CTFCU reserves the right, at its sole discretion, to cancel, terminate, modify or suspend the Giveaway at any time for any reason to preserve the security, fairness, or proper administration of the Giveaway.


Privacy Policy: All CTFCU promotions are subject to our privacy policy. To read the privacy notice, visit




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