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Join CTFCU for a season of giving! Weekdays from December 3-18, CTFCU will give away twelve gifts to members for the holidays!


How to Enter:

1. Be a CTFCU Member: To enter the giveaway, you must be a CTFCU member. To become a member click here.


2. Follow: Follow us on Instagram: @ctelco or Like us on Facebook: @carolinastelcofcu


3. Like: Like the Giveaway post that displays your desired prize


4. Comment: Complete the comment activity identified in the social media caption


Prizes May Include:
  • Keurig K-Mini Single-Serve Coffee Maker
  • Amazon Fire 7 Tablet
  • Amazon Echo Dot
  • Tile Pro Bluetooth Tracker
  • YETI® Rambler Coffee Mug
  • Kodak Digital Instant Camera
  • Dash Mini Griddle
  • Aluratek 8” Digital Photo Frame
  • Ninja Fit Personal Blender
  • $50 Account Credit
  • $50 Shutterfly Gift Certificate
  • $50 Amazon Gift Card

*CTFCU is in no way sponsored, endorsed, administered by or associated with Facebook, Instagram, or any of the vendors/brands responsible for producing the 12 Days of Giveaways prizes.

No purchase or payment of any kind is necessary to win. This Giveaway is open to legal residents of the United States, 18 years of age or older, and are members of Carolinas Telco FCU (CTFCU) in good standing. Void where prohibited or restricted by law. By entering the “Twelve Days of Giveaways,” (“Giveaway”), you acknowledge that you understand and will abide by these Official Giveaway Rules. Valid only for entries submitted by the date indicated on the promotion. Only one Giveaway entry per person per day will be accepted.



Giveaway Period: The Giveaway starts on Thursday, December 3rd, 2020, and ends on Friday, December 18th, 2020 (“Contest Period”). Winners will be announced no later than Monday, December 21st, 2020. Valid only for entries submitted by the date indicated on the promotion.


Eligibility: The Giveaway is only open to those who participate via the CTFCU Facebook page or the CTFCU Instagram profile, are CTFCU members in good standing, and are eighteen years of age on the date of entry. The Giveaway is only open to legal residents of the United States and is void where prohibited by law. Employees of Carolinas Telco Federal Credit Union (CTFCU) (the “Sponsor”) their respective affiliates, subsidiaries, advertising and promotion agencies, suppliers and their immediate family members and/or those living in the same household of each are not eligible to participate in the Giveaway. The Giveaway is subject to all applicable federal, state, and local laws and regulations—void where prohibited.


Agreement to Rules: By participating, you agree to be fully unconditionally bound by these Official Giveaway Rules. You represent and warrant that you meet the eligibility requirements set forth herein. In addition, you agree to accept the decisions of CTFCU, as final and binding as it relates to the contest.


How to Enter: During the Contest Period, valid Contest entries (“Entries”) will be accepted when a contestant “Likes” the CTFCU Facebook page or “Follows” the CTFCU Instagram Account. The contestant must then complete the comment activity identified in the social media caption corresponding with that specific prize. One entry per member per day will be accepted. If a contestant submits more than one entry, the first entry will be selected, and all subsequent entries will be considered null and void. No responsibility can be accepted for entries not received for any reason.


Prizes: There will be a total of twelve prizes given away during this giveaway. Prizes will vary per day during the contest period. All prizes are awarded “as is” with no warranty or guarantee, either express or implied by the Sponsor. The Sponsor reserves the right, at its sole discretion, to substitute all or a portion of any prize with an item of comparable value. All prize details are at Sponsor’s sole discretion. The odds of a Contestant winning a prize may vary and depend on the total number of valid Entries by all Contestants


Odds: The odds of winning depend on the number of entries received.


Winner Selection and Notification: Winners will not need to be present to win. Twelve winners of the Giveaway will be selected in a random drawing under the supervision of the Sponsor during the campaign. Winners will be notified via e-mail to the address using the information in their CTFCU account or by Direct Message (DM) within five days following the winner selection. If a telephone number is provided, one attempt will be made to make contact by phone in addition to e-mail. CTFCU shall have no liability for a winner’s failure to receive notices due to winners’ spam, junk e-mail, or other security settings or otherwise non-functioning contact information. If the selected winner cannot be contacted, is ineligible, fails to claim the prize within 48 hours from the time award notification was attempted, the prize may be forfeited. The prize offered in the Giveaway is conditioned upon compliance by the winner with any and all federal and state laws and regulations.


Prize Distribution: The preferred method for prize distribution will be delivery to the nearest CTFCU branch location for pick up by the winner. If the prize must be mailed, the winner will be responsible for any shipping, handling, or insurance costs. Proof of identity will be required to claim your prize.


Rights Granted by You: By participating in the Giveaway, the winner(s) of a prize agrees to have his/her name, voice, picture, or likeness used in any advertising or broadcasting material relating to the Giveaway.


Terms: CTFCU reserves the right, in its sole discretion to cancel, terminate, modify or suspend the Giveaway should a virus, bugs, non-authorized human intervention, fraud, or other causes beyond its control corrupt or affect the administration, security, fairness, or proper conduct of the Giveaway. In such a case, CTFCU may select the winners from all eligible entries received prior to and/or after CTFCU took the action. CTFCU reserves the right at its sole discretion to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Giveaway or website or violates these terms and conditions. Furthermore, CTFCU has the right, at its sole discretion, to maintain the integrity of the Giveaway, to void entries for any reason, including, but not limited to; multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by the Giveaway’s rules; or the use of bots, macros or scripts or other technical means for entering.


Limitation of Liability: By participating in the Giveaway, each entrant agrees to release and hold harmless CTFCU, its officers, employees, volunteers, etc., from any and all claims or liability arising directly or indirectly from any prize or the Giveaway. Copies of the official Giveaway rules will be available at CTFCU’s main administrative office, social media, or credit union’s website at ctelco.org.


Disputes: THIS GIVEAWAY IS GOVERNED BY THE LAWS OF NORTH CAROLINA WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in the Giveaway, the participant agrees that any and all disputes which cannot be resolved between the parties, and causes of action arising out of or connected with the Giveaway, shall be resolved individually, without resort to any form of class action, or litigation. Further, in any such dispute, under no circumstances will participants be permitted to obtain awards for, and hereby waives all rights to claim punitive, incidental, or consequential damages, including reasonable attorneys’ fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering the Giveaway), and participant further waives all rights to have damages multiplied or increased.


Privacy Policy: Information submitted with an entry is subject to the privacy notice stated on the CTFCU website. To read the privacy notice visit ctelco.org and search for “privacy notice”.

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