APY = Annual Percentage Yield. The rates appearing here are accurate as of the effective date: January 15, 2021. If you have any questions or wish to request a Rate and Fee Sheet with terms and additional information, please call the Credit Union at 1-704-391-5600 or 1-800-622-5305. Rates are subject to change without notice. Fees may reduce the earnings on some accounts. All services, such as loans, credit cards and checking accounts, are subject to approval.
** Reward Rates - 1.51% APY (Annual Percentage Yield) is paid on balances between $0.00 to $15,000.00 and 0.10% APY is paid on all amounts of $15,000.01 and above, each cycle that the minimum qualifications are met. Up to $25.00 in ATM Fees will be refunded each cycle that qualifications are met. If you do not meet the qualifications per cycle, your account will still function as a free checking account earning Base Rate 0.10% APY; however, it will not receive ATM fee refunds for that time period. We may change the interest rate and APY at any time after the account is opened. No minimum balance required. No monthly service charge. The qualification cycle is approximately one month long, but begins on the last business day of the previous month and goes through the second to the last business day of the current month. Only one Rewards Checking Account may be opened per member, and any additional checking accounts will be opened as standard Share Draft Accounts.
ALERT 1: Beginning Tuesday, January 19, 2021, all CTFCU branch lobbies will be closed until further notice. ALERT 2: All CTFCU branches will be closed Monday January 18, 2021 for Martin Luther King Jr. Day.