I received the Greenville Offer            I received the Raleigh Offer


Full Disclosures:

This offer is only available to residents of Greenville, SC, and Raleigh, NC who received a direct offer through the US Mail or through an online ad link and are not current members of Carolinas Telco Federal Credit Union.” This offer is good through 5/31/22. Only new accounts opened by 5/31/22, will be eligible to participate in this program.
All incentives related to this offer will be paid after 7/31/2022. CTFCU will only pay a maximum of up to $300 per household in conjunction with this offer. Monetary payments up to $300 will be distributed as follows:
1. New members who establish a Prime Share Savings account with a minimum of $5.00 will receive an incentive of $50 after 7/31/2022.
2. Open any CTFCU checking account and establishes a payroll direct deposit, they are eligible for $100 after 7/31/2022.
3. Earn an additional $150 by established a new credit card or consumer loan with CTFCU. The minimum line/loan amount must be at least $5,000. Home loans are excluded.
*All Terms and Conditions are subject to change without notice. This offer cannot be combined with our Member Referral program. The new member must open an account with a minimum $5 deposit. A CTFCU member is considered in good standing when they meet the following: 1) No negative shares 10 days or longer, 2) No more than 10 days delinquent on any loan, 3) No unpaid charge-offs with CTFCU, 4) Not currently in bankruptcy. Existing primary members and joint owners opening a new membership do not qualify as a new member. Former members qualify as a new member if their previous account was closed at least six months prior to the date of reopen. A member may not engage in fraudulent activity to earn an incentive. New members must be at least 18 years or older to be eligible for this offer. CTFCU may modify the terms of the offer without prior notice by modifying the program rules. CTFCU reserves the right to end this program at any time, without notice. Employees, officials, volunteers of the credit union, and their immediate family are not eligible. For online loan requests, we’ll contact you within one business day to complete all necessary loan paperwork and to discuss the method for disbursing your funds, if approved. For some loans, we offer the option to sign your loan documents electronically. You must be a current member of Carolinas Telco Federal Credit Union (CTFCU) to be eligible for a loan or credit card. All services including loans, credit cards, and checking accounts are subject to approval. The Annual Percentage Rate you receive may vary, based on certain individual creditworthiness criteria. Currently, our rates range from the rates shown, up to 18.00%. For information regarding the rate you may qualify for, contact the credit union at 1-800-622-5305.

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