Stay a Step Ahead of Unexpected Overdraft Fees
Our Telcheck Overdraft line can offer assistance during those times when your checking account balance is less than originally planned. This revolving line of credit can automatically advance enough funds to cover purchases (up to your available limit), helping you avoid an overdraft. In many cases, the interest paid on the line of credit is far less than the overdraft fee(s).
How to Apply:
- Apply Online.
- Stop by your Local branch office
- Call us toll-free at 1-800-622-5305
All terms and conditions are subject to change without notice. For online loan requests, we'll contact you within one business day to complete all necessary loan paperwork and to discuss the method for disbursing your funds, if approved. For some loans, we offer the option to sign your loan documents electronically. You must be a current member of Carolinas Telco Federal Credit Union (CTFCU) to be eligible for a loan or credit card. If you have a current CTFCU Visa® Platinum Credit Card and want to switch to the CTFCU Visa® Platinum Low Rate Credit Card, select that credit card on the application. All services including loans, credit cards, and checking accounts are subject to approval. * APR = Annual Percentage Rate. The rates appearing here are accurate as of the effective date: December 10, 2019. All terms and conditions are subject to change without notice. The Annual Percentage Rate you receive may vary, based on certain individual creditworthiness criteria. Currently, our rates range from the rates shown, up to 18.00%. For information regarding the rate you may qualify for, contact the credit union at 1-800-622-5305. All services including loans, credit cards, and checking accounts are subject to approval.