Thanks To Our Members, We've Donated Over $4,500 In The Last Two Years!
With your Santa Helper Loans, we've been able to support North and South Carolina humane societies, including:
- Humane Society of Charlotte
- Greenville Humane Society
- Pawmetto Lifeline in Columbia
- Second Chance Pet Adoptions in Raleigh
- Charleston Animal Society
Santa Helper Loans (Only available 10/1 through 12/31)*
Just like Santa, everyone can use a little help during the holidays. With all of the decorations, holiday gatherings, and shopping, it’s easy to lose track of your budget.
Our Santa Helper Loan can assist you with keeping your spending on target during the season of giving. You have the flexibility to choose loan terms which work best for you, along with a reasonable fixed interest rate*.
You can borrow from $500 to $1,000 and take up to 12 months to repay*. This loan program is only available from October 1 thru December 31 each year.
All terms and conditions are subject to change without notice. For online loan requests, we'll contact you within one business day to complete all necessary loan paperwork and to discuss the method for disbursing your funds, if approved. For some loans, we offer the option to sign your loan documents electronically. You must be a current member of Carolinas Telco Federal Credit Union (CTFCU) to be eligible for a loan or credit card. If you have a current CTFCU Visa® Platinum Credit Card and want to switch to the CTFCU Visa® Platinum Low Rate Credit Card, select that credit card on the application. All services including loans, credit cards, and checking accounts are subject to approval. * APR = Annual Percentage Rate. The rates appearing here are accurate as of the effective date: September 18, 2019. All terms and conditions are subject to change without notice. The Annual Percentage Rate you receive may vary, based on certain individual creditworthiness criteria. Currently, our rates range from the rates shown, up to 18.00%. For information regarding the rate you may qualify for, contact the credit union at 1-800-622-5305. All services including loans, credit cards, and checking accounts are subject to approval.